One of the hardest things one can experience when moving is having to deal with the necessary time in closing off accounts at one apartment and then opening and changing accounts from previous owners in the new apartment one is moving into – into one’s own name. It is a full-time job which lasts roughly a week or two to make sure everything is taken care of. I don’t know how one does this and still manages to earn a living while one sits waiting on the phone for hours, faxing new forms and making sure everything is up to date on every side – both from the point of view of the old landlord as well as from the new landlord. As for ourselves, we are definitely falling and I just don’t know how to cope any longer!