I often become startled – if not embarrassed when I find myself around those who hate to give. Pirkei Avot 5:13 teaches us that there are four types of givers. There is one who wishes to give but that others should not. He begrudges others! There is one who believes that others should give, but that he does not have to. He begrudges himself! There is one who gives and believes that others should give too. He is a Chassid (pious person)! Finally there is one who believes that he does not have to give, nor should others. He is wicked! When I find a situation of someone asking for help (especially a person dressed in rags – God forbid) other than considering my own responsibility to give, I find myself reciting this Mishnah. Indeed, the Mishnah is telling us the truth!